MARIA: IS THERE ANYTHING YOU WANT TO SAY ABOUT ARTIFICIAL INTELLIGENCE AND ON A PRACTICAL MATTER HOW IT’S GOING TO CHANGE OUR LIVES AND OUR BANKING?
JAMIE. IT IS — FIRST OF ALL, TO HAVE IT, WE JUST PUT A WOMAN ON OUR MANAGEMENT COMMITTEE WHO DOES — WAS OUR CHIEF DATA ARCHITECT AND SO IT’S BOTH A.I. AND DATA BECAUSE THEY’RE DIRECTLY RELATED AND THAT’S HOW IMPORTANT I THINK THIS IS. WE ALREADY HAVE 300 USE CASES AGAINST RISK, FRAUD, CREDIT, MARKETING THE, MOVEMENT OF MONEY, TRADING, HEDGING, IT’S REAL. AND YOU GOT TO GET — FROM A MANAGEMENT STANDPOINT IT’S GOING TO BE PART OF THE MANAGEMENT CONVERSATION ALL THE TIME. IT’S GOING TO CHANGE A TREMENDOUS AMOUNT OF STUFF. IN HEALTHCARE ALONE IT MAY COME UP WITH NEW COMPOUNDS. IT COULD DO A BETTER JOB DIAGNOSING DISEASES, PREVENTING DISEASES, GOD KNOWS WHAT IT’S GOING TO DO FOR PEOPLE. IT MAY HAVE DOWNSIDE. VERY HARD TO FIGURE OUT HOW YOU SHOULD REGULATE IT BUT THERE MIGHT EVENTUALLY HAVE TO BE REGULATIONS AROUND IT